Shop anywhere, pay
flexibly with Settle

Elevate your shopping experience with credit at your fingertips. Enjoy added flexibility by conveniently splitting your payments.

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Tap into smarter spending with Settle

Discover multiple ways in which Settle simplifies your shopping experience



Get the flexibility of split payments for hassle-free spending.


Enjoy quick approval to access funds with streamlined transactions.


Simple and clear. No hidden fees, lenders charges directly visible to you.

Pay in-store via QR

Scan the QR code at partner stores for effortless payments.



Track loans and repay without stress using our friendly app.



Reliable service. Get prompt customer support for any concerns.

Settle for Personal

and Business

Access credit quickly for personal and business needs.

Settle for Personal & Business

Shop smarter with instant credit, swift KYC & one-click payment

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Complete onboarding using
mobile number.
Enter PAN & Digi-Locker login credentials and get verified.
Click your selfie and complete identity authentication.
Use assigned limit and enjoy your shopping.
a mobile phone showing the transaction process
Complete onboarding using
mobile number.
Provide PAN, GST, and Udhyam details, for business Verification.
Confirm business identity with a selfie or clear shop images.
Start your
Get a business limit up to 2 lakhs for seamless business support.
Special offers

Special Offers you can’t resist

Check your Credit Score

Maintaining your credit score provides you with financial freedom

With a strong credit score, you gain access to better loan options, enjoy lower interest rates, and increase your approval prospects for various financial products like credit cards and mortgages.

Learn more

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Our Partners

Pay later

It's installment credit, letting you buy now and pay later in fixed installments, commonly used for purchases like cars, furniture, or credit card payments spread over monthly installments, enabling immediate acquisition without upfront full payment.

Immediate Acquisition
How it works
  1. Enter your PAN number and finish your KYC process.
  2. Get Credit Limit.
  3. Start Shopping.
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Personal Loan

A personal loan is money you borrow from banks or online lenders for different needs like debt consolidation, home renovations, or weddings, which you repay over time with interest and possible fees

Flexible Use
One Lumpsum
Flexible Repayment
How it works
  1. Apply for a personal loan through a bank or an online lender.
  2. The lender evaluates the applicant's creditworthiness and financial stability.
  3. Once the loan is disbursed, the borrower can use the funds for various purposes.
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Consumer durable loan

Consumer durable loans are tailored consumer durable loans for gadgets and appliances, ranging from Rs. 10,000 to Rs. 15 lakh, often at 0% interest or No Cost EMI, with flexible repayment periods up to 36 months

Easy Acquisition
No or Low Interest
Flexible Repayment Terms
How it works
  1. Consumers apply for consumer durable loans online or in person to purchase gadgets.
  2. The lender assesses the applicant's eligibility based on factors like credit history and income.
  3. The borrower can purchase the desired consumer durable goods, such as smartphones or TVs..
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Cardless EMI

Cardless EMI allows individuals to buy and pay in installments without a credit card, often partnering with financial institutions for direct installment plans.

How it works
  1. When making a purchase, individuals can choose the option to pay using cardless EMI at participating merchants or online stores.
  2. Customers can complete a straightforward online or in-store application, providing basic information like name, contact details, and proof of identity/address.
  3. The financial institution evaluates eligibility by considering factors like creditworthiness and repayment history. Upon approval, the customer receives confirmation of their EMI plan.
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Financial Ripples

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Frequently Asked Questions

What is Settle?

Settle is the new BNPL platform that offers instant credit with just a few simple steps. Settle limit offers instant credit up to ₹ 20,000 is a 100% paperless process.

How can I open a Settle account?

All you need is an Aadhaar card and a PAN card to open a Settle account.Enter your Aadhaar linked phone number, complete the KYC and your Settle account is created.

Does Settle charge any application fee?

No! Creating a Settle account is 100% free, with no application fee or any hidden charges.

What is the maximum credit limit that I can get?

The maximum available credit limit is up to ₹20000

Join the Settle Revolution

Revamp your brand's approach to payments and elevate your customer experience. Get in touch with us today to discover how Settle can seamlessly integrate with your brand or marketplace

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About us

Welcome to Settle! We are a part of Singularia Innovations Private Limited, operating under the provisions of the Companies Act, 2013. Settle serves as a sophisticated technical platform, functioning as a credit gateway that links lenders with customers.
Disclaimer; Settle is dedicated to responsible lending and promotes financial well-being for its users. Late or missed payments may result in fees and impact credit scores. Terms and conditions apply..
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